A waiting period is the amount of time you need to wait before you can make a claim through your OVHC.
If a waiting period applies, it will start from:
Depending on your cover you may need to wait 12 months before claiming money back for any medical costs associated with a pre-existing condition.
If you have a pre-existing psychiatric condition, you’ll only need to wait 2 months.
You’ll need to wait 12 months before claiming any pregnancy-related services.
If you have Extras cover, additional waiting periods also apply:
We may take your period of cover from your previous provider into account when assessing your waiting periods if:
To transfer your OVHC, you’ll need to provide us with a clearance certificate from your current Fund.
To arrange your transfer to Allianz Global Assistance, email firstname.lastname@example.org or call us on 1300 727 193.
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