What is Overseas Student Health Cover?

In Australia, Overseas Student Health Cover (OSHC) is a mandatory requirement of your student visa. You must have OSHC for the entire time you are studying here. OSHC also gives you peace of mind knowing your health will be looked after you can easily access medical services while you are in Australia – so you can focus on your studies and enjoying your time here.



What's Covered

Overseas Student Health Cover (OSHC) helps you cover the cost of medical treatment while studying in Australia. OSHC benefits are similar to the cover Australians receive through Medicare (Australia’s public health care system).

Doctor’s appointments

We’ll help cover your medical costs when you see a doctor or specialist.

Hospital costs

You’re covered for hospital treatment and accommodation. You can choose to go to hospital as a public or private patient.

Emergency ambulance

You’re covered for emergency ambulance transport to hospital for admission and on-the-spot emergency treatment.

Prescription medicine

If you’re prescribed medicine from your doctor, you may be able to claim back money for items included in the Pharmaceutical Benefits Scheme (PBS).

How we make it easy for you

Allianz Global Assistance Overseas Health - study

We’re ready to help whenever you need us

We’re available to help you 24/7. Call us anytime on  13 67 42.

Access our network of medical providers

If something happens, you can rely on our large network of doctors and medical providers across Australia.

Get on-campus assistance

We have representatives on campuses around Australia, ready to help you in person when you have a question about your policy or need to make a claim.

Health cover on the go

Download the My OSHC Assistant app for convenient access to your membership e-card, our network of medical providers and the 24/7 helpline. It’s also an easy way to make a claim when you’re on the go.

Allianz Global Assistance Overseas Health - app-download

We make health insurance easy for you, so you can make the most of your time in Australia

Find out what some of our customers think

Here’s what other members have to say about our OSHC

Still have questions?

  • Understanding OSHC

  • Australia's health care system

  • Managing your cover

  • More helpful information

Understanding OSHC

Australia's health care system

  • Doctors and GPs
  • Going to hospital
  • The public health care system (Medicare)
  • What’s a gap fee?

Managing your cover

  • When your cover starts and ends
  • What to do if you need medical treatment
  • Direct-billing medical providers
  • What is a gap fee?
  • How to submit a claim

More helpful information

  • Pre-existing conditions
  • Need to find a doctor?



Overseas Student Health Cover by Allianz Global Assistance was reviewed on 26 September 2018 on Product Review and rated 4.4 stars


Ready to get cover?

You’ll receive your certificate of insurance (COI) online, so you can complete your visa application.

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