We provide health cover to look after you when you are studying in Australia

Our cover meets your health insurance visa requirements and gives you peace of mind during your stay in Australia.

If you get sick or have an accident, we'll help pay your medical costs

If anything was to happen to you, know that we’re here to help you financially, so you can focus on getting better and returning to your studies.

Enjoy your stay in Australia and know we'll be there for you when you need us most

When you’re away from home, it’s important to know you’ll be taken care of if something was to happen to you. We’ve got your back.

What's covered

Overseas Student Health Cover (OSHC) helps you cover the cost of medical treatment while studying in Australia. OSHC benefits are similar to the cover Australians receive through Medicare (Australia’s public health care system).

Hospital costs

You’re covered for hospital treatment and accommodation. You can choose to go to hospital as a public or private patient.

Emergency ambulance

You’re covered for emergency ambulance transport to hospital for admission and on-the-spot emergency treatment.

Doctor’s appointments

We’ll help cover your medical costs when you see a doctor or specialist.

Prescription medicine

If you’re prescribed medicine from your doctor, you may be able to claim back money for items included in the Pharmaceutical Benefits Scheme (PBS).

How we make it easy for you

Allianz Global Assistance Overseas Health - study

We’re ready to help whenever you need us

We’re available to help you 24/7. Call us anytime on  13 67 42.

Access our network of medical providers

If something happens, you can rely on our large network of doctors and medical providers across Australia.

Get on-campus assistance

We have representatives on campuses around Australia, ready to help you in person when you have a question about your policy or need to make a claim.

Health cover on the go

Download the My OSHC Assistant app for convenient access to your membership e-card, our network of medical providers and the 24/7 helpline. It’s also an easy way to make a claim when you’re on the go.

Allianz Global Assistance Overseas Health - app-download

We make health insurance easy for you, so you can make the most of your time in Australia

Still have questions?

  • Understanding OSHC

  • Australia's health care system

  • Managing your cover

  • More helpful information

Understanding OSHC

  • What is Overseas Student Health Cover?
  • Why do overseas students need OSHC?
  • Who’s eligible for OSHC?
  • What are waiting periods?

Australia's health care system

  • Doctors and GPs
  • Going to hospital
  • The public health care system (Medicare)
  • What’s a gap fee?

Managing your cover

  • When your cover starts and ends
  • What to do if you need medical treatment
  • Direct-billing medical providers
  • How to submit a claim

More helpful information

  • Pre-existing conditions
  • Need to find a doctor?

Ready to get cover?

You’ll receive your certificate of insurance (COI) as soon as you make your purchase, so you can complete your visa application straight away