What is Overseas Visitor Health Cover?

Overseas Visitors Health Cover (OVHC) is health insurance for international visitors wishing to travel or work in Australia. If you get sick or have an accident while you are here in Australia, we’ll help pay your medical costs. We provide health insurance for a range of visas including 485, 482, 417600 visas, plus many others.



What type of cover do you need?

Disclaimer: ^You can only claim prescription medicines included in the Pharmaceutical Benefits Scheme (PBS) list and for items that cost more than the PBS co-payment fee. To see the full list of PBS medicines and the current co-payment fee, visit the Department of Health website. Waiting periods apply to both Budget Visitors and Visitors Plus policies. Read the  Policy Document for more details. *Pricing is based on the total annual premium. Minimum payment frequency is fortnightly.

Ready to get cover?

You’ll receive your certificate of insurance (COI) as soon as you make your purchase, so you can complete your visa application straight away

How we make it easy for you

Allianz Global Assistance Overseas Health - Working in Australia

We’re ready to help when you need us

We’re available to help you 24/7. Call us anytime on 13 67 42

Access our network of medical providers

If something happens, you can rely on our large network of doctors and medical providers across Australia.

Flexible payments

On select visa types, you can choose to pay your OVHC instalments with us fortnightly, monthly, quarterly, six-monthly or annually via automatic payments from your chosen credit card or bank account. Get your quote today!

Health cover to meet visa condition 8501

If you’re planning on visiting or working in Australia on a temporary visa, we provide health insurance which meets visa condition 8501 which applies to TSS visa and 485 visas.

Allianz Global Assistance Overseas Health - Overseas Visitor health insurance

We make health insurance easy for you, so you can make the most of your time in Australia

Still have questions?

  • Understanding OVHC

  • Australia's health care system

  • Managing your cover

  • More helpful information

Understanding OVHC

Australia's health care system

  • Doctors and GPs
  • Going to hospital
  • The public health care system (Medicare)
  • What’s a gap fee?

Managing your cover

  • When your cover starts and ends
  • What to do if you need medical treatment
  • Direct-billing medical providers
  • How to make a claim

More helpful information

  • Pre-existing conditions
  • Need to find a doctor?

Ready to get cover?

You’ll receive your certificate of insurance (COI) as soon as you make your purchase, so you can complete your visa application straight away