What’s covered by your Overseas Visitors Health Cover policy?

We offer two levels of Overseas Visitors Health Cover (OVHC) so you can choose the cover that best suits your needs.

Budget Visitors (hospital only) For $77.42 a month*

Hospital

  • Public hospital - Admitted patient in shared ward accommodation for overnight or same-day hospital stays
  • Public hospital - Accident and emergency fees when leading to inpatient admission
  • Private hospital accommodation (for hospitals that have a contracted rate with AHSA)
  • Prescribed medicine that is part of your hospital care (including discharge medications)
  • Surgically implanted prostheses up to the approved amount listed on the Australian Prostheses List

Emergency transport

  • You’re covered for emergency ambulance transport to hospital for admission and on-the-spot emergency treatment
  • Medical repatriation for up to $5,000 (cover for returning you back to your home country due to a life-altering illness or injury, or in the event of death)

Doctors and specialists (out of hospital)

  • Not covered

Prescription medicine

  • Not covered

Visitors Plus For $112.42 a month*

Most popular

Hospital

  • Public hospital - Admitted patient shared ward accommodation for overnight or same-day hospital stays
  • Public hospital - Accident and emergency fees (admission not required)
  • Private hospital accommodation (for hospitals that have a contracted rate with AHSA)
  • Prescribed medicine that is part of your hospital care (including discharge medications)
  • Surgically implanted prostheses up to the approved amount listed on the Australian Prostheses List

Emergency transport

  • You’re covered for emergency ambulance transport to hospital for admission and on-the-spot emergency treatment
  • Medical repatriation for up to $5,000 (cover for returning you back to your home country due to a life-altering illness or injury, or in the event of death)

Doctors and specialists (out of hospital)

  • 100% of the MBS fee for medical services provided by a local doctor (also known as a general practitioner or GP)
  • 85% of the MBS fee for other medical services like blood tests and x-rays (including specialists)

Prescription medicine

  • Up to $50 per prescribed medicine
  • Up to $300 each calendar year if you have singles cover
  • Up to $600 each calendar year if you have family cover

Disclaimer For more details read the policy documents below. You can only claim prescription medicines included in the Pharmaceutical Benefits Scheme (PBS) list and for items that cost more than the PBS co-payment fee ($38.80). To see the full list of PBS medicines and the current co-payment fee, visit the Department of Health website*Waiting periods apply to both Budget Visitors – Hospital Only and Visitors Plus policies.

Things you should know

  • What we don’t pay for
  • MBS explained
  • Waiting periods

Product information