Compare Extra Cover

Need Extra Cover?

Do you need dental or optical cover during your stay here in Australia?

For customers on select working visas (for example Visa 457 or Visa 485) we offer additional cover for common health services not covered by your standard OVHC policy.

Working visa holders can add one of our Extras package options to your base cover for an additional cost.

Basic Extras from $47.54 a month*

Dental

General dental (examinations, cleaning, fillings, basic tooth removal, x-rays etc.)
Benefits Tooltip

50%

Annual limit Tooltip

$500 per person
$1,000 per family


Major dental (wisdom teeth removal, root canal therapy etc.)
Benefits Tooltip

X

Annual limit Tooltip

X


Orthodontics (plates, braces etc.)
Benefits Tooltip

X

Annual limit Tooltip

X


Optical

Prescription glasses

Contact lenses
Benefits Tooltip

100%

Annual limit Tooltip

$150 per person
$300 per family


Laser eye Surgery
Benefits Tooltip

X

Annual limit Tooltip

X


Physiotherapy

Physiotherapy

Occupational therapy

Orthoptist (eye therapy)
Benefits Tooltip

Initial: $35
Standard: $25

Annual limit Tooltip

$300 per person
$600 per family


Exercise physiology

Hydrotherapy
Benefits Tooltip

50%

Annual limit Tooltip

Included in the annual limits for physiotherapy above


Chiropractic

Chiropractic

Osteopathic service
Benefits Tooltip

Initial: $35
Standard: $25

Annual limit Tooltip

$300 per person
$600 per family


Chinese medicine consultation & complementary therapies

Acupuncture
Natural therapy
Remedial massage
Chinese Medicine consultation
Dietetics
Benefits Tooltip

Initial: $35
Standard: $25




Annual limit Tooltip

$150 per person
$300 per family


Health Management

Preventative health
Benefits Tooltip

50%

Annual limit Tooltip

$100 per person
$200 per family


Podiatry

Podiatry (chiropody)
Benefits Tooltip

X

Annual limit Tooltip

X


Psychology

Psychology/group therapy
Benefits Tooltip

X

Annual limit Tooltip

X


Speech therapy

Speech therapy
Benefits Tooltip

X

Annual limit Tooltip

X


Health aids and wellness

Equipment (1 every 3 years)

Health services
Benefits Tooltip

X

Annual limit Tooltip

X


Orthotics
Benefits Tooltip

X

Annual limit Tooltip

X


Hearing aids

Hearing and audiology
Benefits Tooltip

X

Annual limit Tooltip

X


Top Extras From $147.65 a month*

Dental

General dental (examinations, cleaning, fillings, basic tooth removal, x-rays etc.)
Benefits Tooltip

70%

Annual limit Tooltip

$1,000 per person
$2,000 per family


Major dental (wisdom teeth removal, root canal therapy etc.)
Benefits Tooltip

70%

Annual limit Tooltip

$1,000 per person
$2,000 per family


Orthodontics (plates, braces etc.)
Benefits Tooltip

70%

Annual limit Tooltip

$800 per person
$2,400 lifetime limit


Optical

Prescription glasses

Contact lenses
Benefits Tooltip

100%

Annual limit Tooltip

$250 per person
$500 per family


Laser eye Surgery
Benefits Tooltip

70%

Annual limit Tooltip

$500 Per eye
$2,000 per family


Physiotherapy

Physiotherapy

Occupational therapy

Orthoptist (eye therapy)
Benefits Tooltip

Initial: $51
Standard: $41

Annual limit Tooltip

$500 per person
$1,000 per family


Exercise physiology

Hydrotherapy
Benefits Tooltip

70%

Annual limit Tooltip

Included in the annual limits for physiotherapy above


Chiropractic

Chiropractic

Osteopathic service
Benefits Tooltip

Initial: $45
Standard: $35

Annual limit Tooltip

$500 per person
$1,000 per family


Chinese medicine consultation & complementary therapies

Acupuncture
Natural therapy
Remedial massage
Chinese Medicine consultation
Dietetics
Benefits Tooltip

Initial: $45
Standard: $40

Annual limit Tooltip

$350 per person
$700 per family


Health Management

Preventative health
Benefits Tooltip

70%

Annual limit Tooltip

$200 per person
$400 per family


Podiatry

Podiatry (chiropody)
Benefits Tooltip

Initial: $45
Standard: $35

Annual limit Tooltip

$400 per person
$800 per family


Psychology

Psychology/group therapy
Benefits Tooltip

Initial: $90
Standard: $70

Annual limit Tooltip

$400 per person
$800 per family


Speech therapy

Speech therapy
Benefits Tooltip

70%

Annual limit Tooltip

$400 per person
$800 per family


Health aids and wellness

Equipment (1 every 3 years)

Health services
Benefits Tooltip

70%

Annual limit Tooltip

$500 per person
$1,000 per family


Orthotics
Benefits Tooltip

70%
(up to $150 per person)

Annual limit Tooltip

Including in the annual limits for health aids and wellness


Hearing aids

Hearing and audiology
Benefits Tooltip

70%

Annual limit Tooltip

$1,000 every 5 years



*From $47.54 a month is based on Basic Extras for a single. From $147.65 a month is based on Top Extras for a single. For more details read the policy document. Waiting periods apply for all benefits. OVHC Extras is only available for customer in Australia on select working visas.

Call us on 1300 727 193 to add Extra Cover to your current base policy.

Things you should know

  • Who is eligible to purchase for Extra Cover?
  • What we don’t pay for
  • Waiting periods

Product information