What is Overseas Visitor Health Cover?

Overseas Visitors Health Cover (OVHC) is health insurance for international visitors wishing to travel or work in Australia. If you get sick or have an accident while you are here in Australia, we’ll help pay your medical costs. We provide health insurance for a range of working visas including 485, 482, 417 visas, plus many others.

We also offer OVHC for visiting visas.



Compare Working Cover



Budget Working 
Cover

Standard Working
Cover

Mid Working
Cover

Top Working
Cover

From­

$75.00 Month*

From­

$110.00 Month*

From­

$158.00 Month*

From­

$298.00Month*

  • Public Hospital^
  • Private Hospital^
  • Maternity & Birth^
  • Rehabilitation^
  • Ambulance^
  • Repatriation^

  • Local Doctor (GP)
  • Prescribed Medicines
  • Pathology
  • Radiology
  • Other Specialists

  • General Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Complementary Therapies

  • Health Management
  • Podiatry
  • Psychology
  • Speech Therapy
  • Hearing Aids
  • Health Aids & Wellness
  • Public Hospital^
  • Private Hospital^
  • Maternity & Birth^
  • Rehabilitation^
  • Ambulance^
  • Repatriation^

  • Local Doctor (GP)^
  • Prescribed Medicines^
  • Pathology^
  • Radiology^
  • Other Specialists^

  • General Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Complementary Therapies

  • Health Management
  • Podiatry
  • Psychology
  • Speech Therapy
  • Hearing Aids
  • Health Aids & Wellness
  • Public Hospital^
  • Private Hospital^
  • Maternity & Birth^
  • Rehabilitation^
  • Ambulance^
  • Repatriation^

  • Local Doctor (GP)^
  • Prescribed Medicines^
  • Pathology^
  • Radiology^
  • Other Specialists^

  • General Dental^
  • Optical^
  • Physiotherapy^
  • Chiropractic^
  • Complementary Therapies^

  • Health Management
  • Podiatry
  • Psychology
  • Speech Therapy
  • Hearing Aids
  • Health Aids & Wellness
  • Public Hospital^
  • Private Hospital^
  • Maternity & Birth^
  • Rehabilitation^
  • Ambulance^
  • Repatriation^

  • Local Doctor (GP)^
  • Prescribed Medicines^
  • Pathology^
  • Radiology^
  • Other Specialists^

  • General & Major Dental^
  • Optical^
  • Physiotherapy^
  • Chiropractic^
  • Complementary Therapies^

  • Health Management^
  • Podiatry^
  • Psychology^
  • Speech Therapy^
  • Hearing Aids^
  • Health Aids & Wellness^

Waiting periods and out-of-pocket fees may apply. For full details, read thePolicy Wording.

Waiting periods and out-of-pocket fees may apply. For full details, read the Policy Wording. Waiting periods and out-of-pocket fees may apply. For full details, read the
Policy Wording.

Waiting periods and out-of-pocket fees may apply. For full details, read the
Policy Wording.

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^This is a summary of the benefits only. Waiting periods, exclusions, limitations and terms and conditions apply. Read the Policy Wording for full details. 
*From $75.00 per month price is based on a single cover for Budget Working Cover. From $110.00 per month price is based on a single cover for Standard Working Cover.  From $158.00 per month price is based on a single cover for MidWorking Cover. From $298.00 per month price is based on a single cover for Top Working Cover.

How we make it easy for you

Allianz Global Assistance Overseas Health - Working in Australia

We are ready to help

Contact us online or call us today

Within Australia 
1300 727 193

From overseas 
+61 7 3305 8833

Monday to Friday 8.30am to 6pm 
Australian Eastern Standard Time

Access our network of medical providers

If something happens, you can rely on our large network of doctors and medical providers across Australia.

Flexible payments

On select visa types, you can choose to pay your OVHC instalments with us fortnightly, monthly, quarterly, six-monthly or annually via automatic payments from your chosen credit card or bank account. Get your quote today!

Health cover to meet visa condition 8501

If you’re planning on visiting or working in Australia on a temporary visa, we provide health insurance which meets visa condition 8501 which applies to TSS visa and 485 visas.

Allianz Global Assistance Overseas Health - Overseas Visitor health insurance

We make health insurance easy for you, so you can make the most of your time in Australia

Still have questions?

  • Understanding OVHC

  • Australia's health care system

  • Managing your cover

  • More helpful information

Understanding OVHC

Australia's health care system

  • Doctors and GPs
  • Going to hospital
  • The public health care system (Medicare)
  • What’s a gap fee?

Managing your cover

  • When your cover starts and ends
  • What to do if you need medical treatment
  • Direct-billing medical providers
  • How to make a claim

More helpful information

  • Pre-existing conditions
  • Need to find a doctor?

~ 6 weeks free when you join any new working visa cover 

  • New customers who join Allianz Global Assistance OVHC Working Cover between 1/10/2019 and 31/10/2019 (‘Promotion Dates’) and who have paid the first month’s premium are eligible for 6 weeks free cover. 
  • Offer is only applicable to customers who purchase a new Allianz Global Assistance Working Visa Cover product (i.e. Budget Working Cover, Standard Working Cover, Mid Working Cover or Top Working Cover) during the Promotion Dates. Previous or existing Allianz Global Assistance OVHC policyholders are not eligible for 6 weeks free cover. 
  • Excludes Budget Visitors Cover, Standard Visitors Cover and Overseas Student Health Cover. 
  • 6 weeks free OVHC working cover will be applied after the first month of a policy has commenced. 
  • Minimum 30 days consecutive cover must be maintained to be eligible for 6 weeks free cover. Policies which are cancelled during the first month are not eligible.    
  • Offer not transferable or redeemable for cash. 
  • Waiting periods, limitations, exclusions and terms and conditions apply. Read the Policy Document for full details. 

  

Get a price to learn more about our policies.